He aha i kore ai e mahi ngā pūmanawa hōtaka pono i runga i ngā taputapu POS kua raka?

Kotahi te take e kore ai e angitu te kaupapa pono i runga i te taunga POS, nui atu i tētahi atu take: kāore i hangaia te taputapu hei tuku i ngā pūmanawa o waho ki roto. Ka hoko ngā kaihokohoko i tētahi tūāpapa pono, ka hainatia te kirimana, ka tahua te whakatinanatanga — kātahi ka kitea ko te pūnaha whakahaere o te taunga, te SDK, te tiwhikete utu rānei e aukati katoa ana i te whakaurunga. Ehara tēnei i te raruraru pūmanawa. He raruraru hoahoa taputapu, ā, ka puta tata tonu mai i ia wā ka ngana te kaihokohoko ki te whakapiri i tētahi pūnaha po me ngā mahi kaupapa pono ki runga i tētahi taunga i hangaia hei taputapu utu kati kaua hei taputapu rorohiko tuwhera.
I mua i te aromatawai i tētahi tūāpapa, he āwhina ki te whakatau i te te pātai matua mō ngā mea ka taea, me ngā mea kāore e taea e te taunga POS te mahi me ngā raraunga utu — nā te mea ko te whakautu e whakawhirinaki katoa ana ki te taputapu kei raro iho, ehara i te rārangi āhuatanga o te pūmanawa pono.
Ka whakamāramahia e tēnei tuhinga ngā take hangarau motuhake e rahua ai ngā pūnaha tuku karere pono-whakauru i runga i ngā taputapu kua raka, te tikanga tūturu o te "raka-ki-raro" i te taumata OS me te taumata tiwhikete, me te āhua o tētahi rārangi arowhai aromatawai mō ngā kaihokohoko e hiahia ana ki tētahi pūnaha tuku karere pono-kiritaki e mahi ana i roto i te whakaputanga.

1. Te Tikanga Tuturu o te "Pūmārō POS Kua Maukati"

Ko ngā taputapu POS kua raka he taunga e whakawhāitihia ana e te kaihanga ko ēhea tono ka taea te whakahaere, ko ēhea rauemi pūnaha ka taea e aua tono te uru atu, ko ēhea rānei. He kōwhiringa hoahoa āta whakaarohia tēnei, ehara i te hapa. Ko ngā taunga kāri tuku iho — ko ngā waeine papa kaute i hangaia mō ngā tauwhitinga EMV me te PIN — kua whakamanahia ki ngā paerewa PCI PTS POI e whakahaere ana i te taputapu katoa hei taiao utu pono kotahi. Ko te tāpiri i tētahi taupānga pono ki taua taiao i mua ko te tāpiri i tētahi ara waehere kāore i manatokohia i te taha o ngā raraunga kaipupuri kāri, kāore e whakaaetia e ngā waitohu utu me ngā kaihoko.
E toru ngā āhuatanga taputapu e tautuhi ana i tētahi pūrua kua raka:

• ● He pūnaha whakahaere kua kati, he pūnaha whakahaere tino here rānei, kāore he toa taupānga, kāore hoki he ara uta taha.
• ● Kāore he SDK kua whakaputaina, kāore hoki he SDK e herea ana ki te hōputu rīhiti me ngā waeatanga ā-taha taketake.
• ● He tauira pūmanawa kotahi-taupānga, ko te taupānga utu anake te taupānga e whakahaerehia ana e te pūrere.

Kāore tētahi o ēnei āhuatanga i te hē. Ko ngā pūwhakatere kāri motuhake mai i ngā kaihoko tawhito kua hangaia i tēnei ara kia whakaitihia te whānuitanga o te arotake PCI DSS. Ka puta noa te raruraru ina tumanako te kaihokohoko ka whakahaerehia hoki e taua pūwhakatere he pou me te kōwae kaupapa pono, he tukutahi CRM, he taupānga hokohoko rānei — ngā āheinga kāore i whakamanahia, i hangaia rānei te taputapu ki te tautoko.

2. He aha i pakaru ai te Pūmanawa Pono i ngā Hanganga POS Kati

E toru ngā take hangarau e kore ai e angitu ngā whakaurunga pono i roto i ngā hoahoanga kati: ka whakawhāitihia e ngā ture onepu te urunga raraunga, ka aukatia te tāutanga o ngā SDK rangatira, ā, ka aukatihia ngā whakatinanatanga āhuatanga e ngā huringa whakahou pūmanawa.

2.1 Ngā Ture Whakatakoto Oneone PCI PTS e Whakawhāiti ana i te Urunga Raraunga a te Rōpū Tuatoru

Ko te putanga 7.0 o te PCI PTS POI, i whakaputaina e te Kaunihera Paerewa Haumarutanga PCI, ka āhei inaianei ngā tono tuatoru pēnei i ngā taupānga toa-taupānga ki te whakahaere i runga i ngā taputapu POI kua whakamanahia. Engari e hiahiatia ana e te paerewa kia wehea haumarutia mai i ngā mahi utu tairongo, ā, manatokohia mā te whakamahi i ngā mana whakahaere whakamuna. Kei roto i te putanga kotahi tētahi whakaritenga hou ake e aukati ana i ngā tono tuatoru mai i te pānui i ngā raraunga PAN, PIN rānei kua whakaaetia ahakoa kei runga te tono i tētahi rārangi mā kua whakaaetia. Mō tētahi miihini pono, he mea nui tēnei: ​​ko tētahi tauira whakauru e whakaaro ana ka taea e te taupānga pono te pānui i te tapeke tauwhitinga, te tohu kāri, te tohu kiritaki rānei mai i te tukanga utu, kāore e tutuki i runga i tētahi taputapu kua whakamanahia e te v7.0. Me whiwhi te taupānga pono i aua raraunga mā tētahi hongere kua whakaaetia, kua wehea — ā, i runga i te maha o ngā pūrua kua raka, kāore he hongere pērā.

2.2 Ngā SDK Motuhake e Ārai ana i te Tāutanga Taupānga Pono Taketake

Me whakauru e te tūāpapa pono ngā kiritaki, me rapu i ngā toenga tohu, me tono utu, me tā, me whakaatu rānei i ngā utu i te wāhi hoko. Me whai hononga SDK ia o aua mahi. Ko ngā pūnaha whakahaere kua kati, ā-kaihoko, kāore e whakaatu i tētahi o ēnei hononga ki ngā kaiwhakawhanake o waho — ka waiho te kaihoko pono kia whakauru mā te hononga tukutuku o te keti utu i muri i te katinga o te tauwhitinga, he mea kua roa rawa ki te tono i tētahi hekenga wā-tūturu, ki te whakaoho rānei i tētahi utu i roto i te wātū. Koinei te tauira rahunga tino noa i pūrongohia e ngā kaihokohoko e neke ana mai i ngā pūnaha whakahaere papaaho tawhito ki ngā whakatinanatanga kaupapa pono: ko te whakaurunga he "mahi" ā-tikanga hei tukutahitanga i muri i te tauwhitinga, engari kāore e taea te mahi i tetahi mea i te wāhi taunekeneke tonu.

2.3 Ka Whakamatea e ngā Huringa Whakahōu Pūmanawa ngā Whakatūnga Āhuatanga Pono

Ahakoa ka whakaatuhia he SDK iti e te pūrua kua raka, ka whakahoutia te pūmanawa i runga i ngā taputapu utu kotahi-kaupapa i runga i te wā puhoi, e arohia ana e te tiwhikete, nā te mea ka taea e ia huringa pūmanawa te whakaoho i te tiwhikete anō PCI. Me tatari te kaihoko pono e hiahia ana ki te tuku i tētahi ture whakahoki hou, i tētahi rerenga whakaurunga hou, i tētahi taumata utu hou rānei mō te huringa tuku a te kaihoko taputapu - ehara i tā rātou ake. I runga i tētahi pūrua POS Android tuwhera, ka whakahoutia motuhake te taupānga pono mā roto i tana ake mōkihi taupānga, me te kore e whakawhirinaki ki te pūmanawa pūrua.

3. Te Utu Tuturu o te Whakaurunga Ponokore i Rahua

Ko te utu tika o tētahi whakaurunga kore angitu he whakaroa, he whakahuri rānei i te whakatinanatanga, engari he rautaki te utu nui ake: kei te hoko tonu ngā kaihokohoko i ngā pūmanawa pono i te tere tipu haere, ko te hototahitanga taputapu he mea whakaaro noa iho. I eke te mākete whakahaere pono o te ao ki te $17.38 piriona i te tau 2026, ā, e matapaetia ana ka tipu i te tere ā-tau neke atu i te 14% tae noa ki te tau 2034. Ko ia tāra e pau ana ki tētahi tūāpapa pono kāore e taea te whakahaere i runga i ngā taputapu utu he tāra e rua ngā wā e pau ana - kotahi ki te pūmanawa, kotahi anō ki te whakahou taputapu i tika kia puta tuatahi.
He utu anō hoki mō te tutuki i ngā whakaritenga. Ka kohia, ka tukatukahia hoki e ngā kaupapa pono ngā raraunga whaiaro a te kiritaki — ngā ingoa, ngā nama waea, te hītori hoko, i ētahi wā ko ngā raraunga whakaurunga koiora mō ngā kaupapa pato-hei-tautuhi. I raro i te Ture a te EU 2016/679 (GDPR), me whai pūtake ture kua tuhia me te rerenga whakaaetanga tutuki i te whakaurunga mō taua tukatuka. Mā te whakaurunga pono e akiakihia ana mā roto i tētahi otinga kore mana - he pūrua jailbreaked, he APK kāore i tautokona kua utaina ki te taha, he piriti waru-mata - ka uaua ake te whakaputa i taua tuhinga tutuki i te wā o te arotake, nā te mea kāore te ara raraunga i hangaia kia arotakehia.

4. Te Āhua o tētahi Hanganga POS Tuwhera, Rite ki te Pono

E toru ngā āhuatanga o tētahi hoahoa e tautoko pono ana i te pono: he SDK tuwhera, he tohatoha pūmanawa taumata-toa taupānga, me ngā āhuatanga tuakiri taputapu e hira ake ana i te swipe kāri noa.

4.1 Whakatuwheratia te SDK me te API Access

Mā ngā pūwhakatere POS e ahu mai ana i te Android me te SDK kua whakaputaina ka taea e te kaihoko pono te hanga tika ki ngā API kua tuhia mō te pūreretā, te matawai, te whakaaturanga e anga ana ki te kiritaki, me te kernel utu - me te kore e tatari ki te kaihanga taputapu mō ia āhuatanga hou. Koinei te tauira tūāpapa tuwhera i whakaurua mai e te Terminal API a Square mō āna ake taputapu, ā, he mahi paerewa inaianei puta noa i te nuinga o ngā kaihanga POS Android e hoko ana ki ngā taiao hokohoko maha-kaihoko kaua ki ngā kioska taupānga kotahi kua kati. Ko ngā kaihokohoko e tiki tika ana i ngā taputapu mai i te turanga tuku - tae atu ki te Te āhua pakihi-ki-te-pākihi (B2B) o ngā kaihanga taunga POS Hainamana — me whakaaro ki te tuwhera o te SDK hei tātari hoko, kaua hei whakaaroaro ā muri iho ka kōrerohia i muri i te hainatanga o te kirimana.

4.2 Tiwhikete GMS me te Hototahi ki te Toa Taupānga

Mā te tiwhikete Ratonga Waea Pūkoro a Google (GMS) ka taea e te taunga te whakahaere i ngā mōkihi taupānga Android paerewa mā te Toa Play, mā te toa taupānga whakahaere rite rānei, kaua e whakawhāiti i te taputapu ki ngā pūmanawa kua whakaurua ki te pūmanawa. Ka taea e te taunga kua tohua e te GMS te tāuta i tētahi taupānga pono pērā i te tāutanga a te waea i tētahi atu taupānga: motuhake, i runga i te wā tuku a te kaihoko, me te kore he huringa tiwhikete anō taumata pūmanawa.

4.3 Te Whakaurunga Pūmau Pūtaiao

He iti ake engari e tipu haere ana ngā pūnaha e whakawhānui ana i te tautuhi pono i tua atu i ngā kāri me ngā tau waea ki te whakaurunga koiora. Ko te mohio ki te uaua nikau tētahi tauira kua whakamahia kētia i roto i te arumoni — ZCS kei roto i ngā kaihanga POS Android e tuku ana i ngā pūwhakamutunga e whakahohea ana e te uaua nikau me te SDK tuwhera, e āhei ai te tūāpapa pono ki te whakauru i te tauira uaua nikau o te kiritaki hei tohu rerekē i te utunga, kaua ki te rapu kāri, taupānga, nama waea rānei. Ka taea anake te whakamahi i tēnei momo āhuatanga tuakiri taumata-pūmārō e te tūāpapa pono ina whakaatuhia e te SDK o te pūwhakamutunga hei API kua tuhia - koinei tonu te whakaritenga hoahoa tuwhera kua whakaahuatia i runga ake nei, ehara i te āhuatanga motuhake ki tētahi waitohu kotahi.

5. Rārangi Arowhai Aromatawai: Kua rite te pono o tō POS Terminal ki te whakamahi?

I mua i te hainatanga i tētahi kirimana pūmanawa pono, whakaūhia ngā mea e whai ake nei i te taha o te pūwhakamutunga:

• ● Ka tukuna mai te taunga me tētahi SDK kua whakaputaina, kua tuhia hoki — ehara i te mea he hononga tukutuku ki te keti utu anake.
• ● Kua whai tiwhikete GMS te pūwhakahaere, ā, e tautoko ana i te tāutanga me te whakahōutanga taupānga motuhake.
• ● Ka taea e te kaihanga te whakaū i te tutuki o te PCI PTS POI mō tētahi onepū tono tuatoru, e rite ana ki ngā whakaritenga wehewehe i roto i te putanga PTS POI o nāianei.
• ● Ka taea e te kaihoko pono te whakaingoa i tētahi tohutoro kaihokohoko ora e whakahaere ana i te tauira taupū tuturu, kaua ko te waitohu taupū anake.
• ● Kua tuhia te auau tukunga pūmanawa a te kaihoko taputapu, ā, kāore e aukati i ngā whakahōutanga taumata-taupānga motuhake mai i te kaihoko pono.

Ko ngā paearu whiriwhiri mō te pūrua — te tuwhera o te OS, te whānuitanga o te tiwhikete, te hohonutanga o te SDK — ka hipokina atu i roto i ngā taipitopito atu tō mātou anga katoa mō te whiriwhiri i tētahi tūāpapa POS Android, e hikoi ana i roto i te arorau aromatawai kotahi i tua atu i ngā whakamahinga pono anake.

6. Nga Rapu Uiui

P1: Ka taea e tētahi pūnaha POS te whakahaere i tētahi kaupapa pono?

Kāo. Me whai SDK tuwhera te taunga, he tohatoha pūmanawa taumata-toa taupānga, me te wetewete onepu PCI-PTS mō ngā tono tuatoru. Ka herea, ka āraia rānei e ngā taunga kotahi-tono kati te pūmanawa pono, ahakoa te mea e tautokona ana i runga i te pepa e te tūāpapa a te kaihoko pono.
P2: He aha te mea e "raka" ai te pūhara POS?

Ka whakawhāitihia e te pūwhakamutunga kua raka ngā tono ka taea te tāuta, kāore e whakaatuhia he SDK tūmatanui, ā, ka whakahaerehia he pūmanawa i hangaia huri noa i tētahi tono utu kotahi. Ka whakaitihia e ēnei āhuatanga te whānuitanga arotake PCI engari ka aukatihia hoki ngā taupānga pono, ngā tukutahitanga CRM, me ētahi atu whakaurunga tuatoru i hangaia e te hoahoa.
P3: Ka āraia rānei e te tutuki i ngā whakaritenga PCI te whakahaere i ngā taupānga pono i runga i ngā taputapu POS?

Ehara i te mea taunoa. Mā te PCI PTS POI v7.0 ka taea ngā tono tuatoru, tae atu ki ngā taupānga pono, mena ka wehea atu i ngā raraunga kāri utu tuhinga mārama me te PIN. Me wehe te ture, kaua e aukati, ā, ko te hoahoa o te taunga ka whakatau mena ka taea taua wehe.
P4: He aha te rerekētanga i waenga i te tukutahi pono i muri i te tauwhitinga me te whakaurunga wā-tūturu?

Mā te tukutahi i muri i te tauwhitinga ka whakamahia ngā utu i muri i te katinga o te hoko, mā te hononga tukutuku o te keti utu. Mā te whakaurunga wā-tūturu ka whakamahia ngā utu i te wā utu, mā te hononga SDK. Ko ngā pūrua kua raka ka tautoko noa i te mea tuatahi, ka ārai i ngā hekenga me ngā utu whakahoki i roto i te wātaka.
P5: Ka taea te whakamahi i te tuakiri koiora, pēnei i te uaua nikau, mō te rēhitatanga pono?

Ae, i ngā taunga e whakaatu ana te kaihanga i te hopu raraunga koiora mā te SDK kua tuhia. Mā te Palm Vein me ngā tohu raraunga koiora rite ka taea e te tūāpapa pono te kite i tētahi kiritaki e hoki mai ana me te kore he kāri, he tau waea, he rapu taupānga rānei, mena ka tautokohia e te hoahoa taputapu te urunga tuatoru ki aua raraunga.